Monthly Archives: August 2017

By Christian Johnson, Branch Manager, Caliber Home Loans

At some point all homeowners face this conundrum: You love your location. You love your neighbors and neighborhood. But your home is old or too small or both. What to do?

Let’s start with: Are you willing to endure the trials and tribulations of a renovation project? Depending
on the scope of your project, you and your family may be displaced for months at considerable expense.
A renovation is a stressful process that requires a lot of your time and energy. Beyond interviewing
contractors, architects, and the bidding process, you will be making daily decisions about where the
project is headed and how to overcome problems. On the flip side, selling your current home, finding
another, and then moving is also a stressful process. Which one seems less stressful to you?

Next, explore your financial options: Seek the advice of your loan officer. How much home can you
afford and what payment are you comfortable with? Do you have the extra cash to deal with unforeseen
complications? Renovation mortgages are different and more complicated than regular mortgages. Does
your loan officer have the skills, expertise, and experience required to see the project through or can
they refer you to an expert in the field?

Once you have a budget, talk to your trusted Realtor: What price do renovated homes fetch in your
neighborhood? Is it worth the headache of renovating or would it be smarter to buy an already
renovated home in your neighborhood? Will your renovated home be the most expensive in the
neighborhood? If so, are you going to live there long enough for the rest of the neighborhood to catch

These are not easy questions to answer. Both renovating and moving are some of the most stressful
events in anyone’s life. But the improvement in your quality of life is worth the stress. Whichever
direction you choose, surround yourself with professionals. The right choices will make the process a
little easier.

About Christian Johnson

Christian Johnson is the Park Cities-Kessler Park Branch Manager for Caliber Home Loans.  He has more than a decade of mortgage experience in listening to customers’ needs and determining the right path for present and future financial success.

Christian is widely considered the “go to guy” in the mortgage industry.  His attention to detail and tenacity in today’s financing world to provide a hassle-free loan acquisition and closure reveal why he has been chosen as one of the Best Mortgage Professionals in Dallas year over year.

You can contact Christian by email at or by phone at 214.763.8767.



$825,000 4 BEDS 3.1 BATHS 3,236 SQFT

Lakewood home with beautiful updates. Main living areas are surrounded by a wall of windows allowing the light in. Kitchen opens to a cozy living area which opens to the outside with multiple windows and atrium doors. Spacious entry opens to the dining area, kitchen which opens to family area and downstairs study. The kitchen is complete with granite, island, stainless appliances, and a breakfast bar. Great floor plan in Lakewood Elementary.

LISTING AGENT: Susan Blackburn

BROKER: Allie Beth Allman & Assoc.


$819,000  4 BEDS, 3 BATHS, 3,040 SQFT

Major renovation in 2014 with recent freshening make this beautiful one-story, 4-bedroom, 3-bath home perfectly move-in ready. Open floor plan with bright white open kitchen. Wonderful F. Bertazzoni gas cooktop and convection oven. Second living area-playroom just off breakfast room. Separate guest suite behind the kitchen. The 2014 renovation added an enormous master bathroom and closet featuring statuary marble and Marmara marble. The master bedroom opens onto the covered patio which is well-protected from the Texas summer heat. A rolling gate across the rear driveway greatly expands the usable backyard space. Sought after Lakewood Elementary with its new expansion space is just around the corner.



$799,000 4 BEDS 3 BATHS 2,551 SQFT

Wonderful ranch cottage, with 4 bedrooms, 3 baths and 3 Living Area’s, deep in the heart of Lakewood, on one of the area’s most sought after streets and blocks. This updated home boasts 2 bedrooms up with delightful play area and 2 bedrooms down, including the master suite and fabulous bath! Complete with formal living and dining and sought after open kitchen family room, this home has it all. Additional amenities include pristine hardwood flooring throughout, crown moldings, built-ins, landscaped grounds and board on board privacy fenced-in backyard, as well as a two car attached garage with side entry, Lakewood elementary, and all of this in one of Dallas’s premier urban neighborhoods!

BROKER: David Bush Realtors